The Essential Health scheme offers a wide range of benefits including hospital cover, Consultant fees, out-patient benefits, overseas cover, maternity cover, convalescence and EU cover.
Please note that if you are taking out health insurance for the first time, while you will have immediate cover if you have an accident, waiting periods will need to be served before you can avail of full cover.
If you are transferring from another health insurer and have already served these waiting periods then you will not have to serve them again.
Essential Health members can also avail of Consultant Connections, a support service for QUINN-healthcare members and their doctors. Please click here for more
Members of the Essential Health scheme have full cover for semi-private accommodation in public and private hospitals. The Essential Health scheme can include a €50 or €125 excess per claim for private hospital charges.
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Out-patient costs refer to medical expenses that you pay yourself on a day-to-day basis, such as visits to Consultants and hospital casualty charges. To find out more information please
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Members of the Essential Health scheme are entitled to emergency overseas cover. If you have an accident and need in-patient treatment while abroad you will be covered for emergency local treatment up to the value of €100,000 per episode.
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We will pay a generous benefit for each delivery in private or semi-private participating hospital accommodation.
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QUINN-healthcare is a registered business name of QUINN Insurance Limited. Your insurance is provided by QUINN Insurance Limited, regulated by the Financial Regulator and registered in Ireland, No 240768. QUINN-healthcare Limited acts as an agent for healthcare products for QUINN Insurance Limited and is a private company limited by shares, regulated by the Financial Regulator and registered in Ireland, No 242048. The registered office of QUINN Insurance Limited and QUINN-healthcare Limited is at Dublin Road, Cavan, Co Cavan.