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Essential Plus

Hospital Cover Benefits

Members of the Essential Plus scheme are covered for a private room in public hospitals and a semi-private room in private hospitals. The Essential Plus scheme can include an €50, €125 or €200 excess per claim for private hospital charges. These excesses may apply to private hospital stays, this means that you will be required to pay the first €50, €125 or €200 of your hospital claim. This is not a per day charge, you will only be asked to pay €50, €125 or €200 per claim. However, this will be waived if you choose to pay a higher subscription.

To find the hospitals covered by the Essential Plus scheme and details of these excesses please click here to view the hospital list.