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Essential Starter

Out-patient Benefits

Out-patient costs refer to medical expenses that you pay yourself on a day-to-day basis.

You can see the different expenses we cover and the amounts you can claim for each expense below.

An excess applies to any out-patient claim on the Essential Starter scheme, this means that the first €150 for an individual policy or the first €300 for a family policy must be covered by the member themselves.

Any expenses in excess of this can be submitted for refund.

Each receipt you have from throughout the year is worth a certain amount towards your excess and these amounts are listed below.

However, we pay for the following treatments in full and you do not have to pay any excess.

They are:

Breast prosthesis (following in-patient treatment). For details of subsequent prosthesis please call our customer care team;

One hairpiece each year (following in-patient cancer treatment);

Manual lymph drainage for cancer patients. This advanced therapy improves the quality of life for many cancer sufferers. Members are entitled to claim up to €500 for this treatment.

DIRECT PAYMENT CENTRE LISTING - please click on the required link below .

Mammogram Centres

Breast MRI Scan Centres

MRI Scan Centres

DEXA Scan Centres

PET Scan Centres

CT Scan Centres

Colon Cancer Screening

This is the list of out-patient benefits which are subject to the out-patient excess and the amount you can claim for each

Hospital casualty charges: up to €20 per year.

Consultant fees (excluding maternity): up to €51 per consultation.

Home nursing following in-patient treatment for a person aged 18 years or over (on consultant referral): up to €40 each day for up to 20 days each year.

Emergency dental treatment for and immediately following an accidental external impact: up to €460 for restorative treatment.

QUINN-healthcare is a registered business name of QUINN Insurance Limited (Under Administration). Your insurance is provided by QUINN Insurance Limited (Under Administration), regulated by the Financial Regulator and registered in Ireland, No 240768. QUINN-healthcare Limited acts as an agent for healthcare products for QUINN Insurance Limited (Under Administration) and is a private company limited by shares, regulated by the Financial Regulator and registered in Ireland, No 242048. The registered office of QUINN Insurance Limited (Under Administration) and QUINN-healthcare Limited is at Dublin Road, Cavan, Co Cavan.